Big Changes Coming for Freight Brokers
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News provided compliments of JW SURETY BONDS http://www.jwsuretybonds.com
Big Changes Coming for Freight Brokers: Are You Ready for the 2026 BMC-85 Rule Updates?
Many freight brokers are still unaware of one of the most impactful regulatory shifts coming to the industry — and time is running out to prepare.Beginning January 2026, the FMCSA’s enhanced oversight of BMC-85 trust filings will take effect.
Under the new rules, unfunded trust agreements must be fully collateralized to meet the $75,000 broker bond requirement.This is a major change — for years, many brokers relied on unfunded BMC-85 trusts to operate with little to no upfront capital. But with the new regulation, that flexibility disappears.
👉 What does this mean for you?
– If you’re currently using an unfunded BMC-85 trust, you’ll soon need $75,000 in full collateral to stay compliant.
– Transitioning to a BMC-84 surety bond can help you avoid tying up your capital.
Now is the moment to plan ahead. Don’t wait until the 2026 deadline catches you off guard.📊 We’ve created a clear visual comparison of the current vs. upcoming BMC-85 requirements (see image below) to help you understand the changes at a glance.
For a deeper dive into how this regulation will shape the freight broker market — and what steps you should take next — visit our full breakdown here: 🔗 Freight Broker Market Outlook: https://lnkd.in/dTyZHNSH
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